Insurance companies can no longer impose either annual or lifetime dollar limits that cut you off after they have paid out such set amounts for your health-care costs.
To find out whether you’re eligible for financial help or to learn about coverage, you can connect with your state’s one-stop shopping center, called a Health Benefit or Health Insurance Exchange, which will be opening October 1, 2013. To find your Exchange, start at www.healthcare.gov/marketplace If you don’t have access to the Internet, ask for help at your local public library.
For more detailed information about health-care reform and about purchasing health insurance, see the section “Getting Health Care” at http://startingout.icsa.name/
About the Author
Livia Bardin, MSW, is Book Review Editor of ICSA Today.